Spending money we don't have, or don't want to use at the moment to eventually pay for the item later, is considered to be a lifestyle for some; yet others consider to be a curse.
When we speak of credit, we aren't just talking about credit cards, we're talking any debt that is to paid back over time, however CC debt carries a greater risk to your credit and can-do harm to your credit worthiness, costing you money and time later on.
( Did you know the average CC debt is $5,ooo?)
Do you know your Credit Score?
