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When it comes to credit cards, there are two main options to consider: secured cards, and unsecured cards. Secured cards require a cash deposit as collateral, which acts as a safety measure for the credit card issuer, where an unsecured card do not require any collateral, and are solely based on the creditworthiness (Fico Score) of the cardholder.
Secured cards are often recommended for individuals with no or poor credit history, as they provide an opportunity to build or rebuild credit. Unsecured cards, however, are generally offered to individuals with good to excellent credit scores. Both types of cards have their own advantages and disadvantages, so it's important to carefully consider your financial situation and credit history before making a decision.