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We're taking you behind the curtain and will be giving you a sneak peek at how these industries operate and how your credit is the driving force behind it.
The market set the Rates, and your credit score is a risk factor, and your risk factor determines the rate you'll receive from a lender when purchase a home.
Take a look at this video to see how a slight change in the market can effect your payment, just imagine if you had bad credit, and how much worse the rate would be.
Interest Rates%
Home Buying
Loan Types I
FHA loans, insured by the Federal Housing Administration, are popular among first-time buyers due to their low-down payment requirements and flexible credit criteria.
FHA, VA, USDA, and conventional are home loan products, and each comes with its own distinct advantages and considerations for homebuyers. Understanding the differences between these loan types can help individuals make informed decisions when it comes to selecting the most suitable mortgage option for their specific needs.
Loan Types II
Conventional loans, not guaranteed or insured by the government, are typically sought by borrowers with strong credit scores and a higher down payment.
USDA loans, are backed by the United States Department of Agriculture and provide financing options for rural areas and offer low to no down payment requirements.
VA loans, exclusively available to eligible military veterans, offer attractive terms such as no down payment and competitive interest rates.